Dell family to donate $6 billion to ‘Trump accounts’ of 25 million US children

A new philanthropic pledge tied to the Trump administration’s Invest America initiative is poised to deliver one of the largest private-sector contributions ever directed toward children’s long-term financial futures.

Entrepreneur Michael Dell and his wife, Susan, have committed $6.25 billion to deposit $250 into investment accounts for as many as 25 million U.S. children, supplementing a federal plan in which the U.S. Treasury will also place $1,000 into accounts for every child born between 2025 and 2028.

Branded as Invest America accounts, the initiative was introduced under the One Big Beautiful Bill Act, designed to help lower- and middle-income families accumulate early capital tied to long-term market growth.

The accounts will open on July 4, 2026, and must be invested in a market index fund; withdrawals become available at age 18 for approved goals such as higher education, job training, a first home, or launching a business.

According to a spokesperson for the Dells, eligibility prioritizes ZIP codes where the median family income is $150,000 or less. The couple described the effort as an investment in the country’s future, while Trump called it a way to give middle-class children “a shot at the American dream.”